Job Description
Axis Bank is hiring freshers for Executive roles. The position involves managing internal and external lead generation channels, enabling sanctioning process, liaising with banking operations and processing units, meeting customer service requirements, monitoring transactions, assisting credit manager in unit inspections, ensuring portfolio quality and minimizing past due. Candidates should be graduates/postgraduates from recognized institute, able to manage complex client situations, possess good communication skills in English and local language, handle pressure and meet deadlines, have good networking and relationship-building skills, and knowledge of banking products and services.
Responsibilities
Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business. Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities. Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement. Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc. Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations. Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information. Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer.
Requirements
Graduation/ Post Graduation from a recognized institute. Ability to manage complex client situations. Good communication (both verbal and written) skills in both English and the local language. Ability to handle pressure and meet deadlines. Good networking and relationship-building skills. Knowledge of banking products and services.